Select adequate life insurance Select adequate life insurance...For You And Your Loved OnesInsurance fills an important roll in each of the three financial life states. During the Create and Grow Wealth financial stage, the primary purpose of insurance is Protection against:Loss of current income for current debtLoss of future income for future expensesMany families depend on their employer offered insurance benefits which may or may not be enough coverage to meet all of your needs. Additional insurance may be needed to make up any gap.Under-Insured: How much is enough?Determining how much insurance you need is not a one time project. Each life change could impact the amount of insurance you will need. Since the cost of insurance tends to increase with age, now is the time to make sure you are properly covered.